Manufactured home loans represent a popular option for home buyers. Loan products also can carry lower down payment requirements. As with any loan, you must prove you have enough income to afford the payments. The debt to income ratio required for approval can vary based on a number of factors including past credit history, how much of the total income is dedicated to housing, residual income calculations, and other factors.
We have loan officers who are experts in their field and want to help you qualify for the modular or manufactured home loan you need. Our goal is to help you achieve your dream of home ownership so we offer a range of extra benefits including rock bottom interest rates, 30 year loan terms to make payments smaller, and have different loan program options.